3 Painless Cash-Saving Tips to Build Your Emergency Fund

Who doesn't want a bigger bank account? If we all want to have extra cash, why is it so hard to do?

Having a financial cushion isn't something that is just for other people who can afford it, it is a necessity for everyone. And for nurses, who enjoy the flexibility of frequently moving in and out of the workforce, having an emergency stash is essential.

An emergency stash keeps you from going into debt when something unexpected happens. Almost any small family crisis can turn into a cash problem. If your spouse loses a job, if a parent requires care and you need frequent plane tickets to see them, or your car conks out for good, you might face big expenses, a loss of income, or both. Start putting money aside now and you will see the rewards each week.

1. Put a Little Aside with Every Paycheck.

We all know this step because financial gurus say it all the time. They say it because it works, but most of us don't do it. The key is to not worry about putting aside a big amount. If you can put aside $50 a week, that is fantastic and you will certainly reach your goals faster. But don't be discouraged if you can't. Even $5 a week adds up. Your progress may be slower, but it is still progress. Each increase in your bank account's balance is a success.

2. Get Creative!

The easiest way to save is to have a certain amount withdrawn from your paycheck each pay period. You won't notice the difference as easily as if you have to fork over the money on your own. But you can also use sneaky ways to fool yourself! Throw all your change into a jar at the end of each day and watch how quickly it adds up. After a few months you could have a sizable chunk to deposit.

3. Be Diligent.

Keep your financial goals in plain sight. Even if you have to write “pay off college loans” on a sticky note and tape it to your credit card, do it. The small pause that note gives you could prevent you from making an impulsive purchase. And remember even the small purchases like $10 here and there for lunch can easily cost you $50 a month. Make your own lunch for work and bring your own coffee when you do errands. Even if you make your coffee fancy at home with flavored syrups or creamers, you are still going to pay a lot less than you would at a store. And you will still enjoy feeling like you are having a treat.

Make conscious choices when you spend – you might find you can cut corners without feeling deprived. 

67 comments

Offset printing is a widely used printing technique where the inked image is transferred (or "offset") from a plate to a rubber blanket, then to the printing surface. When used in combination with the lithographic process, which is based on the repulsion of oil and water, the offset technique employs a flat (planographic) image carrier on which the image to be printed obtains ink from ink rollers, while the non-printing area attracts a film of water, keeping the non-printing areas ink-free. Jack

 

Printing Companies | Custom Sticker Printing | Sticker Printing companies | Printing Service | Low Cost Printing | Print Trade | Print Wholesale | Print Outsource

The Adonis effect is the latest rage in body building that has take over the health industry by storm. Yes! Its true having a fit and sculpted body need not just remain a dream. Read on to know more about this...       reverse taper diet

I conceive you have noted some very interesting points , thanks for the post. free housewives indiana wife lonely, getlaid tonight minnesota how can i get laid tonight

Hey, I just wanted to say thank you for the brilliant post! I am always open to new pointers in the world of SEO.

Link Building Service

Took me time to read all the comments, but I really enjoyed the article. It proved to be Very helpful to me and I am sure to all the commenters here! It’s always nice when you can not only be informed, but also entertained!

snel geld verdienen thuiswerksnel

Belly piercing is very much in fashion now days. Many people have faced problems during and after their belly piercing. In this article, I will give you some tips to fasten the healing process and enlighten you about most appropriate way of piercing. These tips will help you in coping with the pain and trauma associated with piercing...        how to hide a belly piercing

Excellent and decent post. I found this much informative, as to what I was exactly searching for. Thanks for such post and please keep it up.

Vertical De Aviacion

I am actually planning to across this information, is very valuable my friend. Also outstanding blog site here with all of the valuable information you have. Buy Twitter Followers UK

Reliable and trusted SEO Company, rank your website higher by using trusted backlinks services. Manual work, done by professionals. Proven results. Full reports.            backlink buy

Such a very useful article. Very interesting to read this article.I would like to thank you for the efforts you had made for writing this awesome article.

 

Extra solid

League of Legends is an multiplayer online battle arena where players control a "champion" in order to be matched in a short PvP battle or bot game.....         League of Legends Thoughts

it's really nice and meanful. it's really cool blog. Linking is very useful thing.you have really helped lots of people who visit blog and provide them usefull information.

רעיון ליום הולדת

Nails are an important feature of the hands and feet as they are the most noticeable thing and can change the entire look of the hands. People go for manicures and pedicure to maintain the beauty of their nails....        solar nails reviews

IPL 7 Opening Ceremony 2014 Full Video HD, IPL 7 Live Video 2014. IPL Music Free Download, IPL 2014 Ringtone,Music,Mp3 Full Theme Song , Live Match Score, Live Streaming , Team Squad Scorecard - See more at:           IPL Schedule 2014

PL 7 Opening Ceremony 2014 Full Video HD, IPL 7 Live Video 2014. IPL Music Free Download, IPL 2014 Ringtone,Music

ipl live score 2014

ipl 7 live scores

ipl 2014 live streaming

 

Adult sex toys online store in Singapore. Wide range of sex toy and lingerie products.         sex toy

At this time, we are able to easily find fashionable and ready-made fir pit kits, which we are able to purchase, and in many cases carry around with us even when camping or enjoying the outdoors anywhere.propane fire pit table

Relying on an agency to provide Corporate Secretarial Services ensures that a qualified employee will be recognized by the Companies Act and responsible for fulfilling these duties ably and according to compliance procedures...          corporate secretary services

Singapore is a bustling metropolis full of wonder and entertainment. But it is also quickly becoming a place that entrepreneurs from all over the world are looking to to start their businesses. Taking advantage of the thriving community and workforce is a key consideration for those seeking to take advantage of Singapore’s growing economy.           starting a company in singapore

This Website is one of the most visited sex toys and lingerie online shop in Singapore. We will always offer you the best pricing we can. We are constantly working to cut our customers cost as much as we can...           sex toy

Phen375 is an especially ideal supplement for effective weight loss that is totally worth every penny and your attention as well because it guarantees great results without harming your health...        phen375 side effects

Your music is amazing. You have some very talented artists. I wish you the best of success.
check it out

 NH real estate value, deals, bargains and investment and homes. Greater Concord and Manchester NH homes and real estate. Watch there.....                Seacoast Real Estate

Kick-Start Your Social Media Marketing Campaign Get Facebook Fans, Twitter Followers, YouTube Views and much more…         buy instagram followers

A new internet marketing product million hits secret. While it is a new product, people are talking about it as if it has been around for awhile.  However, very few people really know what it is and how it works. All they say is that it is a website that you can earn money on the internet even when you are fast asleep....      million hits secret review

The only bummer is that it's going to end, what with its finite number of episodes, and then what? Back to the unicorn hunt that is the search for good SF, I guess. beats for sale

Selling on eBay is as easy as 1-2-3. This Video will give you the basics on how to sell your stuff . Plus, our quick Video will help you at every step. - watch at:               how to sell stuff on ebay

Really great post, Thank you for sharing This knowledge.Excellently written article, if only all bloggers offered the same level of content as you, the internet would be a much better place. Please keep it up! http://bestmattressesratedbyconsumerreports.virb.com/

You don’t come across articles like this very often. But when you do, make sure you comme about the topic has been highlighted in this article. You don’t come across articles like this very often. what men secretly want

 

There are certainly a lot of details like that to take into consideration.I read and understand the entire article and I really enjoyed it to be honest.
Natural polymers manufacturers and suppliers
Shell Energy
Best Guar meal korma

I would like to thank you for the efforts you have made in writing this article. I am hoping the same best work from you in the future as well. In fact your creative writing abilities has inspired me to start my own BlogEngine blog now. Really the blogging is spreading its wings rapidly. Your write up is a fine example of it.

Cave Creek Blinds

Once I thought about things like: why such information is for free here? Because when you write a book then at least on selling a book you get a percentage. Thank you and good luck on informing people more about it! Manchas na Pele

"This is just the information I am finding everywhere. Thanks for your blog, I just subscribe your blog. This is a nice blog. "

Apache Junction Shutters

Cash saving is a most important thing in eveybody's life, it can help in the required time. When people want to do or purchase some important things or work, these type of saving are most important, for a luxurious life every people want they have one car and for buying a car, a lot of amount required. So those you have save it will help for a better work.

Mercedes Service Bellingham

"This is just the information I am finding everywhere. Thanks for your blog, I just subscribe your blog. This is a nice blog. "

Glendale Blinds

There are certainly a lot of details like that to take into consideration.I read and understand the entire article and I really enjoyed it to be honest Android APK

Wow! What an eye opener this post has been for me. Very much appreciated, bookmarked, I can’t wait for more! what does bubblegum casting do

I agree with your blog and i will be back to check it more in the future so please keep up your work. michael kors outleti love your content & the way that you write.

Litchfield Park Blinds

Its my great pleasure to visit your blog and to enjoy your great posts here. I like it a lot. I can feel that you paid much attention for those articles, as all of them make sense and are very useful. minted promo code april 2014

 

You ought to be a part of a contest for one of the highest quality sites on the net. I most certainly will highly recommend this web site! CWM SAMSUNG GALAXY Y

Hi I found your site by mistake when i was searching yahoo for this acne issue, I must say your site is really helpful I also love the design, its amazing!. I don’t have the time at the moment to fully read your site but I have bookmarked it and also add your RSS feeds. I will be back in a day or two. thanks for a great site. pittsburgh

First You got a great blog .I will be interested in more similar topics. i see you got really very useful topics , i will be always checking your blog thanks. football fundraiser

Thank you for posting such a great article! I found your website perfect for my needs. It contains wonderful and helpful posts. Keep up the good work! web design firm washington dc

I thought it was going to be some boring old post, but it really compensated for my time. I will post a link to this page on my blog. I am sure my visitors will locate that extremely useful..potty training in 3 days reviews

 

I'm really happy to find this site and did enjoy reading useful articles posted here. The ideas of the author was awesome, thanks for the share. model mayhem

Likes tremendously raise the acceptance within your site and together with the ideal selection count; lots of of us may be serious about your account. buyrealiglikes.com/buy-25-likes-on-instagram The companies that give these providers, will produce you with non-automated or robotic likes and supply you with critical Instagram likes. The nice subject concerning this is the fact that they can be straight away sent towards your account and that means you never have to wait that substantially. And when you are a business, elevating your Instagram likes will most likely be effective.

it's really nice and meanful. it's really cool blog. Linking is very useful thing.you have really helped lots of people who visit blog and provide them usefull information.  24hr couriers

Your personal stuffs excellent. All the time take care of it up! Usually I do not learn article on blogs, but I wish to say that this write-up very pressured me to try and do it! Your writing taste has been surprised me.free baby bottle samples

 

Hi I found your site by mistake when i was searching yahoo for this acne issue, I must say your site is really helpful I also love the design, its amazing!. I don’t have the time at the moment to fully read your site but I have bookmarked it and also add your RSS feeds. I will be back in a day or two. thanks for a great site. Dermatologista

Cash saving does not have to bee so painfull. You have to follow these 3 painless tips and everything will be ok.

 

biżuteria artystyczna pierścionki piękna biżuteria własnoręcznie robiona biżuteria srebrna z kamieinami biżuteria artystyczna kolczyki

Pages